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The Best Service...Satisfied Employees
We recognize that the savings gained through effective benefit cost management can easily be lost through decreased productivity caused by even mediocre customer service. For that reason, our biggest investment has always been with people and technology. We do things right the first time; responding to inquiries accurately and quickly. These investments include: |
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Staffing in our Customer Care Unit of one representative for every 2,000 covered employees. This compares to an industry standard of one representative for every 3,500 covered employees.
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A state-of-the-art interactive voice response phone and customer care system that closely monitors calls and holds our Customer Care team members accountable for service levels and call resolution.
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Complete call tracking and reporting, which is used to provide valuable feedback to our groups on employee perception and concerns.
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24-Hour, 365-Day access to a system that provides an interactive voice response or a faxed summary of benefits for providers.
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While most TPAs and Carriers require customer service personnel to handle 65-80 calls per day, our target is 40-45. This provided a more reasonable potential to resolve the caller's issue during the initial call. We have always surpassed our goal of 92.5% first call resolution.
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Convenient Service...One Stop Shopping
Managing health benefit plans is a challenging opportunity due to vast array of complex service options that have emerged over the last several years. For that reason, we have combined services provided by CenBen USA with those offered by several "best of breed" partners to facilitate a "one stop shopping" experience. We integrate with our partners so that service to the client is seamless, including exchanges of information, enrollment and billing. Some of the services we offer through this strategy are: |
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COBRA and HIPAA Administration |
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FSA, HRA and HSA Administration |
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Stop Loss Market Analysis & Administration |
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Pharmacy Benefit Management |
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Retiree Billing and Call Center Service |
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Employee Assistance Program |
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Our Promise to You
All TPAs are not the same. CenBen USA is different. We back up our claims, guarantee results and maintain long-lasting relationships with our clients. CenBen USA 's partnership with you is founded on three tenets. It is our pledge to work with you to develop an attractive, affordable and customer-friendly benefits plan for your employees.
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Customer-Focused: We want to be seen as an extension of your human resources/benefits department - responding quickly, accurately and thoroughly to your employees' benefit questions so that members remain satisfied with their benefits. |
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Cost-Conscious: We commit every possible resource to control your health benefit costs. In doing so, we save our clients in excess of $0.48 of every $1.00 billed by health care providers. |
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Technology-Driven: The core of our technology is our highly automated and cosistent benefits administration system, recognized as the most stable and flexible platform in the industry. With it, we are able to provide fast, accurate claims administration and reporting capabilities to assist you in analyzing costs so your company can make necessary adjustments. |
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| This is the CenBen USA difference and we proudly stake our reputation on it. |
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With roots dating back to 1938, CenBen USA and its family of companies including; Central Benefits, headquartered in Columbus with an office in Washington, D.C., HealthSCOPE Benefits, headquartered in Little Rock with offices in St. Louis and Nashville, Morris Associates, headquartered in Indianapolis, and The Plan Handlers, headquartered in Escondido (San Diego), California with an office in Los Angeles, comprise the 8th largest third party administrator in the country with over $51 million in annualized TPA revenue and over $700 million dollars in paid claims for 2004. The affiliated companies of CenBen USA provide comprehensive group benefits administration services for over 434,000 individuals in more than 300 groups, as well as group life insurance coverage and Medicare supplement insurance products. CenBen USA , through its affiliated companies, is licensed in all 50 states and the District of Columbia and is rated VERY GOOD by A.M. Best. |
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